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Some cards free credit information St. Louis are better protected in cases of fraud than others. ATM and debit free credit information St. Louis card transactions are subject to the Electronic Fund Transfer Act. (15 USC §1693) Even if you are a victim of identity theft, your liability for charges can increase the longer free credit information St. Louis the crime goes unreported. For more on EFTA, see the FTC's guide, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm. Also read its guide on electronic banking, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.free credit information St. Louis shtm 9. Brokerage accounts. You do not have the same protections against loss with brokerage accounts as you do with credit free credit information St. Louis and debit card or bank accounts.

The Securities Investor Protection Corporation ( www.sipc.org ) restores customer funds only when free credit information St. getting a credit report Louis a brokerage firm fails. If an identity thief or other fraudster targets your brokerage account, refer to your account agreement for information on what to do. Immediately report the incident to the brokerage company and notify the Securities and Exchange Commission, www.sec.gov Also notify the Financial Industry Regulatory Association, formerly NASD, www.finra.org.

To protect against fraud, put a password on each of your investment accounts. For more on identity theft involving brokerage accounts, how it can happen, and what to do, see the PRC alert, www.privacyrights.org/ar/BrokerageAlert.htm 10. once a year free credit report

mail. Notify the local free credit information St. Louis Postal Inspector if you suspect an unauthorized change of your address with the post office or if the U.S mail has been used to commit fraud. Notify the local Postmaster to forward all mail in your name to your own address.

Postal Service to find free credit information St. Louis the nearest Postal Inspector free credit information St. Louis at (800) 275-8777 or visit its web site at http://postalinspectors.uspis.free credit information St. Louis gov/. The online complaint form is available at https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx. Postal Service, Criminal Investigations Service Center, Attn: Mail Fraud, 222 S. Riverside Plaza Suite 1250, Chicago, IL 60606-6100. Secret Service has jurisdiction over financial fraud. Attorney guidelines, it usually does not investigate individual cases unless the dollar amount is high or you are one of many victims of a fraud ring. free triple credit report To interest the Secret Service in your case, free credit information St. Louis you may want to ask the fraud department free credit information St. Louis of the credit card companies and/or banks, as well as the police investigator, to notify the Secret Service agent they work with http://www.secretservice.gov/criminal.shtml.